|
Term
|
Minimum Deposit
|
Interest Rate
|
APY
|
|---|
|
91 Days
|
$2,500
|
2.00%
|
2.02%+
|
|
182 Days
|
$2,500
|
2.25%
|
2.26%1
|
|
12 Months
|
$1,000
|
2.25%
|
2.26%†
|
|
18 Months
|
$1,000
|
2.30%
|
2.31%†
|
|
24 Months
|
$1,000
|
2.30%
|
2.31%†
|
|
30 Months
|
$1,000
|
2.30%
|
2.31%†
|
|
36 Months
|
$1,000
|
2.40%
|
2.41%†
|
|
48 Months
|
$1,000
|
2.40%
|
2.41%†
|
|
60 Months
|
$1,000
|
2.70%
|
2.72%†
|
|
96 Months
|
$1,000
|
2.40%
|
2.41%†
|
Learn More
Rates for May 31, 2023 through June 6, 2023.
1 Certificates are not compounded. The annual percentage yield results by investing the principal and interest upon renewal at the initial rate of the certificate.
† Compounded semi-annually on a 365/365 basis with principal and interest reinvested at the initial rate of the certificate.
Substantial penalty will be imposed for premature withdrawal. The penalty will only be calculated on the amount withdrawn, if less than the full deposit.
Early Withdrawal Penalty:
- 32 Day through 1 Year terms have a penalty of 6 Months Interest
- Over 1 Year through 8 year terms have a penalty of 12 Months Interest
All Individual Retirement Accounts:
- 32 Day through 1 Year terms have a penalty of 6 Months Interest
- Over 1 Year through 8 Year terms have a penalty of 12 Months Interest
|