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We're passionate about providing exceptional service to the communities we're a part of. If you share that passion, consider joining our team! You'll enjoy a wonderful place to work with great perks and benefits.

See our current job opportunities below — then apply online, in person, or send us your resume.

We Are an Equal Opportunity Employer/Veterans/Disabled

First State Bank is a Federal contractor and Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Click here to view the Equal Employment Opportunity Poster. If you’d like to view a copy of the company’s affirmative action plan or policy statement, please . If you have a disability and you believe you need a reasonable accommodation in order to search for a job opening or to submit an online application, please . This email is created to assist disabled job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be returned. Messages left for other purposes, such as following up on an application or technical issues not related to a disability, will not receive a response.

Opportunity to Identify Race/Ethnicity/Gender/Disability/Veterans Status

First State Bank is collecting demographic data from applicants and employees to ensure nondiscrimination in all aspects of employment as well as for federal and/or state reporting purposes.

FIRST STATE BANK is committed to the provision of equal opportunity employment for all qualified persons in all job classifications in recruitment, selection and promotion without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. All employment is decided on the basis of qualifications, merit, and business need.  Submission of this information is voluntary and is not considered in employment decisions. This information will be kept separate from the employment files, and is considered confidential

Voluntary self-Identification of disabilityInvitation to Self-Identify

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Mail your resume:

First State Bank
706 Washington St.
Mendota, IL 61342

Vice President of Commercial Lending, Champaign

Job Summary:

The Vice President of Commercial Lending will focus on achieving sustainable growth while maintaining sound credit quality.  The VP will be responsible for providing oversight of commercial and small business lending initiatives to optimize and enhance First State Bank’s competitive position.  This individual will sustain a close working relationship with the Community President of the Bloomington branch to develop and increase commercial and retail deposit accounts in the Champaign market.

This position is not a remote position, nor does it have the option of being a hybrid position.

Work schedule is Monday through Friday. 

Essential Duties and Responsibilities include, but not limited to:

  • Passionate about serving clients and improving the efficiency and success of their operations.
  • Foster new business, prospects and generate commercial loans through referrals, business calls, and community involvement.
  • Develop and execute commercial lending strategies to increase lending volume and market share while maintaining strong portfolio performance.
  • Analyze market trends, customer needs, and competitive landscape to identify opportunities for product development and business expansion.
  • Develop strong relationships with key shareholders, including business owners, industry associations, and government entities.
  • Ensure the asset quality of the loan portfolio. Review delinquency reports with direct supervisor to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio. Maintain low loan delinquency and ensure that there are no administrative past due loans. Communicate timely and in a comprehensive manner with your supervisor concerning any credit that is experiencing stress.
  • Work with a predetermined lending limit, analyze customer credit applications; balance sheets and profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity. Coordinate these efforts with personnel in the Loan Department.
  • Maintain deep awareness of the economic and regulatory environment, assessing risks and opportunities to guide strategic decision-making.
  • Interview loan applicants and collect and analyze financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
  • Will have extensive contact with customers and the public.  Conduct relationships in a manner that will enhance the overall marketing effort of the bank.
  • Will be called upon to participate with community organizations relations and community projects.
  • Other duties or special projects as assigned by management.

Qualifications:

  • Ardent desire to excel in a competitive environment.
  • Proven ability to underwrite and approve commercial loans, including handling all facets of business credit administration and interpreting complex financial and legal documents.
  • Self-starter with the ability to make sound decisions based upon bank policies, procedures, knowledge, and experience.
  • Familiarity with banking loan service applications/software.
  • Ability to multi-task in fast-paced environment, while paying attention to detail and accuracy in handing various negotiable instruments.  
  • Solid knowledge of lending concepts, practices, and procedures is essential.
  • Strong leadership skills and the ability to evaluate and implement technological solutions.
  • Exceptional communication, interpersonal, and organizational skills, with the ability to work effectively across all levels and departments of the organization.
  • Computer proficiency, including a working knowledge of Microsoft Office products.
  • Detail orientated with excellent organizational, analytical, and problem-solving skills.
  • Proven ability to work both independently and as a team member.
  • Proven insight into business segments, with the ability to market and build strategic relationships with target industries and member groups.
  • Represent and promote the bank and its various banking products

Experience and Education:

  • Bachelor's degree of science in fields such as Business, Finance, Accounting, or Economics.
  • Minimum seven years of Commercial/Business lending experience with at least 5 years of experience developing and managing business assets.
  • Management experience is required.

Physical Requirements:

  • Ability to perform the essential job functions consistently safely and successfully with the ADA, FMLA and other Federal, State, and local standards, including meeting qualitative and/or quantitative productivity standards.
  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other Federal, State and Local standards.
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift and carry up to 25 pounds.
  • While performing the duties of this job the employee is often required to sit, stand, walk, talk, hear, use computers, read, write, type, use office equipment, file paperwork, use telephones, and utilize written and oral communication to interact with customers and co-workers. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job
 

Pay: $75,000 - $145,000/Annual.

Benefits:  Medical , Dental, Vision, Life Insurance/Accidental Death & Dismemberment, Personal Accident Insurance, Salary Continuance (Long Term Disability), Vacation Days, Sick Days, Paid Leave Days (in compliance with the Illinois Paid Leave for All Workers Act), Paid Holidays, 401(k) Plan with Employer Match, and discretionary Profit-Sharing Plan, Wellness/Fitness Program, Bereavement Leave, Tuition Reimbursement in accordance with the terms and conditions of the Education Reimbursement Agreement, discretionary Stock Option Program.

Equal Opportunity Employer/Veterans/Disabled

 
 
 

Vice President of Commercial Lending, St. Charles

Job Summary:

The Vice President of Commercial Lending will focus on achieving sustainable growth while maintaining sound credit quality.  The VP will be responsible for providing oversight of commercial and small business lending initiatives to optimize and enhance First State Bank’s competitive position.  This individual will sustain a close working relationship with the President, North Operations to develop and increase commercial and retail deposit accounts in the Fox Valley/Northern Illinois banking market.

This position is not a remote position, nor does it have the option of being a hybrid position.

Work schedule is Monday through Friday.

 

Essential Duties and Responsibilities include, but are not limited to:

  • Passionate about serving clients and improving the efficiency and success of their operations.
  • Foster new business, prospects and generate commercial loans through referrals, business calls, and community involvement.
  • Develop and execute commercial lending strategies to increase lending volume and market share while maintaining strong portfolio performance.
  • Analyze market trends, customer needs, and competitive landscape to identify opportunities for product development and business expansion.
  • Develop strong relationships with key shareholders, including business owners, industry associations, and government entities.
  • Ensure the asset quality of the loan portfolio. Review delinquency reports with direct supervisor to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio. Maintain low loan delinquency and ensure that there are no administrative past due loans. Communicate timely and in a comprehensive manner with your supervisor concerning any credit that is experiencing stress.
  • Work with a predetermined lending limit, analyze customer credit applications; balance sheets and profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity. Coordinate these efforts with personnel in the Loan Department.
  • Maintain deep awareness of the economic and regulatory environment, assessing risks and opportunities to guide strategic decision-making. 
  • Interview loan applicants and collect and analyze financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
  • Will have extensive contact with customers and the public.  Conduct relationships in a manner that will enhance the overall marketing effort of the bank.  
  • Will be called upon to participate with community organizations, relations and community projects.  
  • Other duties or special projects as assigned by management.

Qualifications:

  • Ardent desire to excel in a competitive environment.  
  • Proven ability to underwrite and approve commercial loans, including handling all facets of business credit administration and interpreting complex financial and legal documents.  
  • Self-starter with the ability to make sound decisions based upon bank policies, procedures, knowledge, and experience.  
  • Familiarity with banking loan service applications/software.  
  • Solid knowledge of lending concepts, practices, and procedures is essential.  
  • Strong leadership skills and the ability to evaluate and implement technological solutions.  
  • Exceptional communication, interpersonal, and organizational skills, with the ability to work effectively across all levels and departments of the organization.  
  • Computer proficiency, including a working knowledge of Microsoft Office products.   
  • Detail orientated with excellent organizational, analytical, and problem-solving skills.  
  • Proven ability to work both independently and as a team member.
  • Proven insight into business segments, with the ability to market and build strategic relationships with target industries and member groups.  
  • Represent and promote the bank and its various banking products.

Physical Requirements:

  • Ability to perform the essential job functions consistently safely and successfully with the ADA, FMLA and other Federal, State, and local standards, including meeting qualitative and/or quantitative productivity standards.
  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other Federal, State and Local standards.
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift and carry up to 25 pounds.
  • While performing the duties of this job the employee is often required to sit, stand, walk, talk, hear, use computers, read, write, type, use office equipment, file paperwork, use telephones, and utilize written and oral communication to interact with customers and co-workers. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job

Experience and Education:

  • Bachelor’s degree of science in fields such as Business, Finance, Accounting, or Economics.
  • 5 years of Commercial/Business lending experience in the Fox Valley/Northern Illinois banking market including the development and managing of business assets.
  • Management experience is required.

Pay: $125,888 to $160,000/Annual

Benefits:

  • Medical, Dental, Vision, Life Insurance/Accidental Death & Dismemberment, Personal Accident Insurance, Salary Continuance (Long Term Disability), Vacation Days, Sick Days, Paid Leave Days (in compliance with the Illinois Paid Leave for All Workers Act), Paid Holidays, 401(k) Plan with Employer Match, and discretionary Profit-Sharing Plan, Wellness/Fitness Program, Bereavement Leave, Tuition Reimbursement in accordance with the terms and conditions of the Education Reimbursement Agreement, discretionary Stock Option Program.

Equal Opportunity Employer/Veterans/Disabled

 
 
 

Full-time Teller/CSR - Batavia

Job Summary:

This is a responsible position requiring initiative and knowledge of services available to customers. To succeed as a bank Teller/CSR, you should have a professional appearance and a customer-focused positive attitude. This position plays a critical role in delivering exceptional customer service during every interaction. You need to be courteous, helpful, efficient, and accurate.

This position is not a remote position, nor does it have the option of being a hybrid position.

This is a full-time, hourly, non-exempt position. Work schedule is Monday through Friday and Saturdays as scheduled.

Teller duties and responsibilities include, but are not limited to:

  • Receives cash and checks for deposit, verify amounts, and looks for check endorsements.  Examine cash carefully to guard again acceptance of counterfeit bills.
  • Cashes checks for customers after verifying identification and checking account balances in accordance with bank policy.
  • Enter transactions into the Fiserv Teller product and issue customer receipts.
  • Redeem Savings bonds.
  • Processing payments include but are not limited to loans, credit cards, safe deposit boxes as well as process credit card advances.
  • Count cash balance at beginning of shift and balances cash and checks against computer records at end of shift.
  • Prepare bank cashier's checks.
  • Explain bank services and charges to customers.
  • Observe suspicious behavior and reports any such activity to head teller and/or security personnel as appropriate.  In the event of a robbery, remain calm and follow bank procedures to safeguard customers and staff.
  • Daily balancing of ATM, coin machine and vault.
  • Make a concentrated effort to solve customer problems.

CSR duties and responsibilities include, but are not limited to:

  • Opening accounts in Navigator/Fiserv (personal & business) including HSA, IRA and Trust accounts.
  • Assist customers with opening or renewing Certificates of Deposit.
  • Troubleshooting a variety of customer issues.
  • Resolve document exceptions.
  • Placing check orders.
  • Back up each CSR.
  • Be knowledgeable of Patriot Act.

Duties that apply to both CSR and Teller include, but are not limited to:

  • Answering phones
  • Closing Accounts
  • Assist customers with electronic banking needs, debit card needs, wire transfer requests, stop payments and more.
  • Identifying/assisting with fraudulent activity on accounts and debit cards.
  • May be required to become a Notary Public.
  • Ongoing required training and workshop participation.
  • Participate in community activities to enhance public awareness of the bank.
  • Other duties or special projects as assigned by management. 

Required Qualifications:

  • Learn bank policies, procedures, and general banking practices.
  • Requires a mature, professional person with an outgoing personality, and the ability to conduct themselves with tact, courtesy, and have a genuine desire to serve others.  
  • Possess the necessary judgment that is required to assess, interpret and meet the needs of customers.
  • Represent and promote the bank and its various banking products.
  • Requires multi-tasking while paying attention to detail and accuracy in handling various negotiable instruments.
  • A thorough knowledge of forms and proper use of them in processing the various transactions is essential (training will be provided).

Experience and Education:

  • Two years of customer service experience is a plus.
  • Two Years of cash handling experience is a plus.
  • High School Diploma or equivalent (GED) is required.

Physical Requirements:

  • Ability to perform the essential job functions consistently safely and successfully with the ADA, FMLA and other Federal, State, and local standards, including meeting qualitative and/or quantitative productivity standards.
  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other Federal, State and Local standards.
  • Prolonged periods of sitting at a desk and working on a computer.
  • Must be able to lift and carry up to 25 pounds.
  • While performing the duties of this job the employee is often required to sit, stand, walk, talk, hear, use computers, read, write, type, use office equipment, file paperwork, use telephones, and utilize written and oral communication to interact with customers and co-workers. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.

Pay: $17.00 to $21.00 per hour dependent on qualifications and experience.

Benefits: Medical, Dental, Vision, Life Insurance/Accidental Death & Dismemberment, Personal Accident Insurance, Salary Continuance (Long Term Disability), Vacation Days, Sick Days, Paid Leave Days (in compliance with the Illinois Paid Leave for All Workers Act), Paid Holidays, 401(k) Plan with Employer Match, and discretionary Profit-Sharing Plan, Wellness/Fitness Program, Bereavement Leave, Tuition Reimbursement in accordance with the terms and conditions of the Education Reimbursement Agreement, discretionary Stock Option Program.

Equal Opportunity Employer/Veterans/Disabled