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Personal Checking

Personal Checking Accounts

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Accounts
Type
FSBPremier
*Limit one account per SSN*
FSBChecking FSBPlus Checking
Account Information

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Best For Higher Interest All-Inclusive checking Earning Interest
Features
  • 10 Point of Sale (POS) transactions post and settle during the Statement Cycle
  • 1 ACH Debit or Credit OR Zelle Debit or Credit transaction post and settle during the Statement Cycle
  • Statement fee of $3.00 if you are not signed up for eStatements
  • Qualification period is equivalent to the Statement Cycle
  • Utilize Money Pass! Thousands of ATM's across the Nation surcharge free.
  • All the essentials
  • No minimum balance requirements
  • Unlimited check writing
  • Utilize Money Pass! Thousands of ATM's across the Nation surcharge free.
  • Earn competitive interest
  • Unlimited check writing
  • Utilize Money Pass! Thousands of ATM's across the Nation surcharge free.
Monthly Maintenance Fee No No Avoid the $10 Monthly fee by maintaining a $1,000 average balance
Refunds on ATM Withdrawal Fees Yes No No
Free Online & Mobile Banking Access? Yes Yes Yes
Free Debit Card? Yes Yes Yes
Minimum Opening Deposit $1 $1 $1,000

FSBPremier Checking

Enjoy the perks of higher interest with doing routine activities.

Key Features

Competitive Interest

No minimum Balance Requirements

Digital Banking


1APY=Annual Percentage Yield. APY is accurate as of 05.19.2025. The interest rate and APY depend upon the applicable rate tier. Qualifying transactions must post and settle to the account during the statement cycle. If qualifications are met each statement cycle: (1) balances up to $25,000 receive an APY of 2.00% and (2) balances over $25,000 earn 0.15% APY on the portion of the balance over $25,000, resulting in 0.46% - 2.00% APY depending on the balance. When qualifications are not met, all balances earn 0.03% APY. Rates may change after the account is opened. Minimum to open the account is $1.00. $3.00 Paper Statement fee waived when enrolled to receive eStatements. Once qualifications are met during the statement cycle, any Nationwide ATM fees incurred during the cycle will be refunded up to $15.00 per cycle. MoneyPass ATM transactions are not subject to fees. The following do not count as qualifying transactions for FSBPremier: transfers between accounts, electronic checks, ATM withdrawals and credits to the account via reimbursement to the account's debit card. Limit one account per SSN. Fees could reduce the earning on the account.

Open Account

FSBChecking

This all-inclusive account features unlimited check writing and free digital banking — all at no monthly service fee.

Key Features

No Monthly Service Fee

No minimum Balance Requirements

Digital Banking


1A $50 fee will be charged if the account is closed within 90 days.

Open Account

FSBPlus Checking

With competitive interest and free digital banking, our FSB Plus Checking rewards your higher balance.

Key Features

Competitive Interest

Unlimited Check Writing

Digital Banking


1A $50 fee will be charged if the account is closed within 90 days.

Open Account

Vista Club (50+)

Vista Club

Add VISTA Club membership to your existing accounts to participate in our exciting travel adventures!

Exclusive Perks

Free Checks

Trip Details and Information

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