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Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government


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Personal Savings

FSBSavings

Save on your own terms with the flexibility of our FSB Savings account. Get started with as little as $25 today.

Key Features

Competitive Interest

Digital Banking

1A $50 fee will be charged if the account is closed within 90 days.

Open Account

First Class Money Market

Want to retain access to your funds without sacrificing earning potential? A money market makes this no-brainer possible.

Key Features

Tiered Interest

Digital Banking

1Interest rate subject to change every other Wednesday.
3A $50 fee will be charged if the account is closed within 90 days.

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Club Account

Worried about paying for those gifts? Dreading the post-Holiday tab? Join the club.

Key Features

Competitive Interest

Digital Banking

1Interest is forfeited if balance is withdrawn prior to maturity (last Wednesday in October).

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Certificates of Deposit

No risk no reward? Not when it comes to a fixed-rate CD that features a guaranteed return.

Key Features

Guaranteed Returns

Competitive Interest

No Setup or Maintenance Fees

1Early withdrawal will result in the following penalties:
- 32 day term through 1 year has a penalty of 6 months interest
- Over 1 year term through 8 years has a penalty of 12 months interest

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IntraFi® Network Deposits – CDARS®

FDIC insurance doesn't have to stop at $250,000. IntraFi® Network Deposits - CDARS®- offers FDIC insurance on CDs up to $50 million.

Learn More

1To learn more about how IntraFi® Network Deposits, CDARS®, can benefit you, visit the IntraFi® Network website.

CDARS Website Request Info

IntraFi® Network Deposits – Insured Cash Sweep®

It’s true. An IntraFi® Network Deposits - ICS®, or Insured Cash Sweep®, is the smart way to earn interest while retaining FDIC coverage.

1Deposits are sent to demand deposit accounts with the demand option and to money market deposit accounts with the savings option. The standard FDIC insurance maximum is $250,000 per insured capacity, per bank.

Learn More

To learn more about how an IntraFi® Network Deposits, Insured Cash Sweep®, can benefit you, visit the IntraFi® Network website.

ICS WEBSITE Request Info

Individual Retirement Accounts (IRAs)

A tax-advantaged IRA 1 is a smart addition to your retirement strategy. Choose from a Traditional or Roth option to get started.

Key Features

Competitive Interest

No Setup or Maintenance Fees

Tax Advantages (Consult a tax advisor)

Health Savings Account (HSA)

Stay one step ahead of medical-related expenses with an HSA. Take advantage of interest on every dollar deposited, plus additional tax benefits.1

Key Features

Competitive Interest

Tax Advantages

No Monthly Service Fees

1Consult a tax advisor.
2You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 20% penalty.

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Deposit Specials

This week's Certificate of Deposit Specials

Term Minimum Deposit Interest Rate APY
5 Months

Open Now

 $1000 3.75% 3.79%
7 Months

Open Now

 $1000 3.85% 3.89%
11 Months

Open Now

 $1000 3.75% 3.79%
28 Months $1000 3.65% 3.68%
 

APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Fees may reduce earnings.

Rates for May 14, 2025 through May 20, 2025.

Compounded semi-annually on a 365/365 basis with principal and interest reinvested at the initial rate of the certificate.

Certificates are not compounded. The annual percentage yield results by investing the principal and interest upon renewal at the initial rate of the certificate.

Substantial penalty will be imposed for premature withdrawal. The penalty will only be calculated on the amount withdrawn, if less than the full deposit.

Early Withdrawal Penalty:
- 32 Day through 1 Year terms have a penalty of 6 Months Interest
- Over 1 Year through 8 year terms have a penalty of 12 Months Interest

All Individual Retirement Accounts:
- 32 Day through 1 Year terms have a penalty of 6 Months Interest
- Over 1 Year through 8 Year terms have a penalty of 12 Months Interest

 
 
 
 
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