Personal Loans

Home Mortgage Loans

A new home may be the most important purchase you'll make, that’s why our local lenders are here for you every step of the way.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Repayment terms customized to fit your unique needs
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • Construction Loans
  • Lending professionals with working knowledge of the local real estate market
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Insurance Home Insurance.

Home Equity Loans

You've worked hard to pay down your mortgage — now make that hard work pay off with competitive financing.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

  • Competitive rates for a range of short-term or one-time needs:
    • Education expenses
    • Important life events
    • Home projects
    • And much more!
  • Financing is secured by the equity within your home
  • Repayment terms customized to fit your unique needs
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

1Consult a tax advisor.

Home Equity Line of Credit (HELOC)

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Important life events
    • Large-scale home improvements
    • Medical expenses
    • Emergency reserve
    • And much more!
  • Financing is secured by the equity within your home
  • Flexible repayment terms accommodate your unique needs
  • Only pay interest on the part that's used
  • The interest paid might be tax deductible1
  • Funds available as things arise; no need to apply for separate installments
  • Revolving credit — as principal is repaid, more becomes available for use
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

1Consult a tax advisor.

Auto Loans

What has four wheels and unmatched convenience at an affordable price? Your next vehicle, when you finance through us.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

  • Competitive rates for new or used vehicle purchases
  • Repayment terms customized to fit your unique needs
  • Easy preapproval process for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Auto Insurance.

Personal Loans

You have needs, and we have the funds to meet them. Talk to one of our friendly lenders today.

Key Features

Competitive Rates

Local Processing

Quick Decisions

Details

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Auto Insurance.

Meet Our Lenders

Profile - Cory Biers

Cory Biers

Senior Vice President, Loans
Mendota
NMLS #477892

Email Cory

Profile - Jeffrey Boelk

Jeffrey Boelk

Vice President
Mendota
NMLS #477894

Email Jeffrey

Profile - Alan Brizgis

Alan Brizgis

Community President
McNabb
NMLS #477887

Email Alan

Profile - Jordan Carpenter

Jordan Carpenter

Community President
Bloomington
NMLS #477884

Email Jordan

Profile - William Davey

William (Bill) Davey

President, North Operations
DeKalb/Sycamore
NMLS #939133

Email Bill

Profile - David Eckhardt

David Eckhardt

Vice President, Loans
Rochelle
NMLS #454387

Email David

Profile - John Gehant

John Gehant

Vice President
West Brooklyn
NMLS #764557

Email John

Profile - Grant Goltz

Grant Goltz

Vice President, Commercial Lending
DeKalb/Sycamore

Email Grant

Profile - Tracy Grimmer

Tracy Grimmer

Vice President, Commercial Lending
Princeton

Email Tracy

Profile - Chris Holdenrid

Chris Holdenrid

Vice President, Mortgage Loans
Mendota
NMLS #461073

Email Chris

Profile - Van Jackson

Van Jackson

Vice President, Commercial Loans
Ottawa

Email Van

Profile - Edward Klemm

Edward (Ed) Klemm

Vice President, Commercial Lending
St. Charles West
NMLS #1005810

Email Ed

Profile - Tim Kunkel

Tim Kunkel

Community President
Princeton

Email Tim

Profile - Melissa Maurice

Melissa Maurice

Branch Manager/Loan Originator
Peru
NMLS #1014484

Email Melissa

Profile - Ed Michels

Edward (Ed) Michels

Vice President, Commercial Lending
North Aurora

Email Ed

Profile - Brent Ohlinger

Brent Ohlinger

Community President
Rochelle
NMLS #454385

Email Brent

Profile - Margaret Orland

Margaret (Peg) Orland

Mortgage Originator
St. Charles
NMLS #477899

Email Peg

Profile - Brad Piller

Brad Piller

Loan Officer
Mendota
NMLS #477895

Email Brad

Profile - Sheela Prahlad

Sheela Prahlad

Vice President Commercial Lending
Sycamore

Email Sheela

Profile - Leah Richardson

Leah Richardson

Mortgage Originator
Sycamore
NMLS #2015266

Email Leah

Profile - Jim Rosenlund

Jim Rosenlund

Vice President
Bloomington
NMLS #402869

Email Jim

Profile - Kirk Ross

Kirk Ross

Senior Vice President, Commercial
Mendota
NMLS #477896

Email Kirk

Profile - Ashley Rzasa

Ashley Rzasa

Mortgage Originator
Streator
NMLS #1900504

Email Ashley

Profile - Tara Stefanich

Tara Stefanich

Mortgage Originator
Ottawa
NMLS #688620

Email Tara

Profile - Dan Stephenitch

Dan Stephenitch

Vice President
West Brooklyn
NMLS #764558

Email Dan

Profile - Robert Suarez

Robert (Bob) Suarez

Community President
Peru
NMLS #477891

Email Bob

Profile - John Theisinger

John Theisinger

Vice President, Commercial/Ag Lending
Mendota

Email John

Profile - Susan Tondi

Susan Tondi

Mortgage Loan Originator
Princeton
NMLS #688553

Email Susan

Profile - Jeff Townsend

Jeff Townsend

Vice President Ag Lending
Princeton

Email Jeff

Profile - Thomas Walsh

Thomas Walsh

Community President
Ottawa
NMLS #477888

Email Thomas

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