Business Services

Online and Mobile Treasury Management

Add efficiency to your business without dedicating additional manpower. Easily handle employee payroll, complete ACH transactions, and more.


  • Enjoy 24/7 control over company finances
  • Cut down on repetition; save time and reduce errors in accounting
  • Streamline recordkeeping
  • Have anytime control of comprehensive information at your fingertips:
    • Direct deposit
    • Payroll accessibility
    • Complete ACH transactions
    • Pay bills
    • Make and record tax payments
    • Collect payments electronically
    • And much more!
  • Wire funds, hassle-free:
    • Easy, same-day, safe movement of funds
    • Move money locally, regionally, or nationally
    • Schedule one-time transfers or create recurring templates for future use

Merchant Card Services

No need to turn away paying customers. Improve your incoming cash flow with the help of merchant card processing.


  • Available to First State Bank business customers
  • Provide additional payment options for your customers
  • Accept major credit and debit cards for increased versatility
  • Boost your bottom line by making it easier for people to pay you
  • Reduce processing time and human error
  • Reduce billing expenses
  • Equipment is easy to use and set up
  • Streamline billing and record-keeping
Click Here to get started!

Remote Deposit Capture

Go from paper checks to money in your account. Simply scan received checks, then send them out for processing.


  • Available to First State Bank business customers
  • Deposit checks 24/7 remotely, from your office
  • Use the bank-provided scanner to input any number of checks
  • Personalize installment service
  • Handle checks from multiple offices or locations
  • Realize funds quicker and accelerate cash flow
  • Free up resources; reduces labor costs
  • Save time on document preparation
  • Save on transportation costs
  • Reduce risk of check fraud; eliminates the circulation of paper checks
  • Fewer errors in accounting
  • Encrypted software for account protection


Forget endless trips between the post office and your bank. With a FSBPayNow, you can accept online payments right on your website, safely and securely.


  • Available to FSB business customers
  • Receive customer payments online through a convenient portal on your website
  • Receive one-time or recurring payments from checking, savings, or credit cards
  • No need for a cumbersome website hosted shopping cart
  • Collect customer payments without sorting through the mail and depositing individual checks
  • Eliminate time and errors in processing
  • Safe and secure; eliminate payments from circulating through the mail
  • Robust reporting that allows you to study customer data, transaction history, and scheduled recurring payments
  • Export payment data into accounting solutions, such as QuickBooks®
  • Customers are able to view their online payment history
  • Very little technical setup necessary

Getting Started

Once you're ready to get started, First State Bank will provide you a unique URL address, which you simply pass on to your Webmaster, who will place a link on your home page. When clicked, this link takes your customers to a customized landing page, complete with your logo and brand colors. There they simply enter their information and make their payments.


Treasury Management Videos

Learn more about digital banking at First State Bank with our financial education center. Check out our videos and interactive demos to learn more about our digital products and services.

Interactive Demos


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Site Notice:

All First State Bank locations will be closed on Thursday, November 25th in observance of Thanksgiving. We will be open for regular business hours on Friday, November 26th.  As always, 24/7 banking is available through Online Banking and our Mobile App. 

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