Account Services


Digital Banking

Wherever you are is good enough for us thanks to the flexibility of our free digital banking services.

Online Banking & Bill Pay

Online Banking

  • Secure and easy-to-use service for First State Bank customers
  • Manage a number of banking activities anytime, anywhere with internet access:
    • Access eStatements
    • View account balances and history
    • Transfer funds between accounts (one-time and recurring transfers)
    • View checks written
    • Make loan payments
    • And more!

Bill Pay

  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Retain funds until paper drafts are presented for payment
    • Avoid paper clutter
    • More secure than paper billing
  • Make more time for yourself; fewer bank trips necessary
  • Print or download to popular financial management software

Business Online Banking

Business online banking offers all the convenience of personal online banking, plus other benefits to streamline business banking.

Additional features include:
  • ACH debits and credits, including payroll
  • Tax payments
  • Wires functionality
  • Download the Apple or Android App below

Mobile Banking with Mobile Deposit

Mobile Banking

  • Fast and secure service for customers enrolled in online banking1
  • Available to personal and business customers
  • Easily keep track of your finances — even on-the-go:
    • View account balances
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
    • Deposit checks
  • Available via any web-enabled cell phone or device
  • Utilize this service three convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch

1Wireless carrier data rates may apply.

Learn More about digital banking

IPHONE ANDROID ENROLL NOW

Contact us to request information on how to enroll in business online banking. 

Learn more about mobile banking by viewing our Digital Banking FAQ.

Mobile Deposit

Deposit checks — in an instant. FSBDirect Mobile Deposit helps you skip a trip to the bank and gives you access to your money quicker. Simply snap a photo of the front and back of your check, follow a few easy instructions, and your check is on its way to First State Bank for processing.

FSBDirect Mobile Deposit provides the flexibility of depositing your check wherever you are, no matter what time of day. Simply sign, snap, send!

Details
  • Deposit checks anytime, anywhere from your mobile phone
  • Service for customers with an FSB checking account
  • Save time, avoid unnecessary trips to a branch
  • Deposit your check in just a few quick clicks:
    • Select the checking account into which you want to make the deposit
    • Enter the check amount
    • Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
    • Verify that everything on the screen is correct, then hit "Make Deposit"
    • We'll confirm that the check has been received
Get Started

Sign into your mobile app. Click on Deposits. Follow the prompts to get started.

Learn More

Learn more about mobile deposit by viewing our Digital Banking FAQ.

eStatements

  • Secure, time-saving service for personal and business customers
  • Account details easily accessible anytime via your online banking
  • Displayed as PDFs, downloadable to your computer
  • Enjoy peace of mind; eliminate a paper trail of your private information from getting into the wrong hands
  • Increase organization; prevent paper storage hassles and paper waste
  • No time spent waiting on statements necessary
  • Avoid time spent searching for a past statement
  • Better for the environment
  • Easily view, print, save, and archive

First Time Users

To enroll in eStatements, you must first be enrolled in online banking. From there you will select the eStatements tab from the menu bar. The first time you click on the eStatements tab you'll be presented with an enrollment screen. To learn more about enrollment instructions and how eStatements work view our eStatements User Guide (PDF).

Mobile Payments

It’s OK to leave your wallet at home. Add card information to your mobile device and pay with the touch of a finger.

Details

  • Secure and convenient way to pay
  • Make payments online, in-stores, and within apps
  • Can be used with many Apple® and Android™ devices
  • Enable your card with Touch ID
  • Hold your mobile device near the reader
  • You will get a payment confirmation as soon as your transaction is complete. It’s that easy!

Pay in just a few steps!

Unlike using your physical debit card, Mobile Pay takes just a few seconds.

  • Enable your card with ouch IHold your mobile device near the reader
  • You will get a payment confirmation as soon as your transaction is complete. It’s that easy!

REQUEST INFO

Compatible Devices

As a FSB customer, you can now make purchases quicker, easier and more secure using your mobile device. Mobile Pay works with many devices, including:

  • iPhone® 6, 6 Plus, iPhone 6S, 6S Plus, iPhone 7, 7 Plus, iPhone SE, and later, Apple Watch-compatible devices (iPhone 5 and later models)
  • iPad®, iPad Pro, iPad Air 2, iPad mini 3 and later
  • Apple Watch®
  • Android smartphones and tablets that are NFC enabled and 4.4 and above
  • Galaxy S7, S7 Edge, S6 Edge+, S6 Edge, S6 Active and Galaxy Note 5
  • Gear S2 smartwatch (only for transactions on NFC terminals)

Security

  • Security is at the core of Mobile Pay.
  • Mobile Payments are a safer, more private way to pay online and in stores.
  • When you use Mobile Pay to make a purchase, your card numbers are never shared with merchants — instead Mobile Pay uses a device specific number and unique transaction code. And your card number is never stored on your device or the mobile servers.
  • Also, your purchases remain private — Mobile Pay doesn’t keep transaction information that can be tied back to you. Recent purchases are kept in your mobile specific payment app if you want to review them, but that’s as far as it goes.

Rewards

You can still earn rewards and perks associated with your cards.

Apple Pay®, Samsung Pay® and Android Pay™ work with most major credit and debit cards — so you can keep earning rewards associated with your cards (including your monthly cash rewards if you have a FSBPremier checking account with us!) Just add participating cards to your device’s wallet feature.

FSBCards

With text alerts sent directly to your phone, you can help stop fraudulent use of your debit card.

Details

  • Receive alerts based on the rules you set1
  • Turn your cards off and on from your device
  • Add all your cards easily
  • See your history, including pending transactions
  • Control where and how your cards can be used
  • Set your card to work only where you are

REQUEST INFO

1Wireless carrier data rates may apply.

Telephone Banking

Your account is just a phone call away — any time of day or night. Check your balance, make a loan payment, and more.

Details

  • Fast and simple convenience for First State Bank customers
  • Easy access to your bank anytime — only a phone call away
  • Perfect for times when a computer or branch isn't nearby
  • Touchtone or voice command navigation
  • Available 24 hours a day, 7 days a week

Access account information instantly via any touchtone phone (including your cell phone):

  • Check balances
  • Hear account history
  • Hear bank information
  • Change pin (24 Hour Teller)
  • Manage card services
  • Stop payments
  • Merchant check verification
  • Hear ACH transactions
  • Transfer funds
  • Make loan payments
  • And more!

REQUEST INFO

24-Hour Teller Line: 815.538.7466 or 800.358.9979

24 Hour-Teller Prompts

Dial the following number sequences to receive specific information:

Main Menu

  1. Account Information
    1. Checking
    2. Savings
    3. Certificate of Deposit
    4. Loan
  2. Locations/Hours
  3. Report a lost or stolen debit card during business hours
  4. Report a lost or stolen debit card after business hours
  5. Activate a debit card or change your PIN

Account Information Menu

  1. Checking
  2. Savings
  3. Loan
  4. Telephone Banking personal identification number change

Checking/Savings Information Menu

  1. Current Balance and Last Deposit
  2. Review Transactions
  3. Transfer Funds
  4. Make a Payment

Loan Information Menu

  1. Current Balance and Loan Payment Information
  2. Review Transactions
  3. Interest Information
  4. Make a Payment

FSBMoney

Your Personal Financial Manager is here! Get a handle on your money and achieve all your financial goals with the help of FSBMoney. Just click on the FSBMoney tab in your online banking. Watch a video tutorial of FSBMoney on our Video Educational Resources tab.

Don't have online banking?

Sign up now

Dashboard View

Displays different aspects of your financial state at a glance. Widgets, such as the Cash Flow, Net worth, and Recent Transactions widgets, help identify the most commonly sought after information about your finances.

Transactions

Provide you the ability to view all transactions from the accounts chosen to be aggregated in one central list. You can search for and filter specific transaction details, and export the results.

Analysis

Provides a visual view of your collective financial state, allowing the evaluation of cash flow over time, as well as the identification of the largest expense categories for a given period.

Budgets and Goal

Provide the means to strengthen fiscal discipline through the ability to track and understand spending and saving details of each month.

Investments

Provide a consolidated view of securities across all investment accounts.

Settings Management

Tools to help resolve connectivity issues with various aggregated accounts.

Still have questions?

Online Education Videos

FSB Money FAQ

Educational Resources Employment Opportunities Rates Advice and Planning

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Site Notice:

All First State Bank locations will be closed on Thursday, November 25th in observance of Thanksgiving. We will be open for regular business hours on Friday, November 26th.  As always, 24/7 banking is available through Online Banking and our Mobile App. 

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