No reminders necessary. Your Kasasa Cash® rewards are automatically transferred to Kasasa Saver® every month.

Rates

Key Features

  • Automatic Savings
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.30% APY* on balances of all sizes if qualifications are met on Kasasa Cash
  • 0.03% APY* if qualifications are not met on Kasasa Cash
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • Free telephone banking
  • $1 minimum deposit to open

Earning Your Rewards Is Easy!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

Simple as that. Even if you don't qualify, there's still no monthly service fee for either of your Kasasa® accounts, and you'll still earn interest at the base rate. Plus, you can get back to earning huge rewards the very next month!

*APY = Annual Percentage Yield.  APYs accurate as of 5.1.2021. Rates may change after account is opened.  Minimum to open is $1.00. To receive rewards, have at least 10 debit card purchases (PIN or Signature based) post and settle, be enrolled to receive eStatements, and have at least 1 direct deposit or automatic payment (ACH) post and settle.  If qualifications are met each qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed, up to $30.00 and credited to Kasasa Cash account on the last business day of the statement cycle: (2) balances up to $25,000 receive APY of 1.05%; and (3) balances over $25,000 earn 0.15% APY on the portion of the balance over $25,000, resulting in 1.05% - 0.30% APY depending on balance.  This means if qualifications are met, the APY decreases as your balance increases above $25,000. If qualifications are not met in Kasasa Cash all balances earn 0.03% APY. Actual interest amount paid may be less than advertised Kasasa Cash APY. Qualifying transactions must post to and settle Kasasa Cash account during qualification cycle. Transactions may take one or more business days from the transaction date to post to and settle account.  "Qualification Cycle" means a period beginning the last business day of the previous statement cycle through the business day prior to the last business day of the current statement cycle. "Qualification Cycle" is not the same as Monthly Statement Cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash and any ATM refunds are automatically transferred to Kasasa Saver after each statement cycle and then compounds at the Kasasa Saver interest rate.  Automatic transfer may cause an overdraft to your Kasasa Cash account, if the account's balance is less that the transferred amount when transfer occurs. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each qualification cycle, all balances in Kasasa Saver account receive an APY of 0.30%. If qualifications are not met in Kasasa Cash, all balances in Kasasa Saver account earn 0.03% APY.  The following activities do not count toward earning account rewards: transfers between accounts, Electronic checks, ATM withdrawals and credits to the account, via reimbursements to the account's debit card. Nationwide ATM fee reimbursements, up to $30.00 provided only if qualifications are met within the qualification cycle. ATM receipt must be presented for reimbursement of a questioned ATM fee. Limited one account per SSN. Fees could reduce the earnings on the account. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. MEMBER FDIC