This week's Certificate of Deposit Specials

APY = Annual Percentage Yield. APR = Annual Percentage Rate.
Fees may reduce earnings.

Term

Minimum Deposit

Interest Rate

APY

       

15 Months

$1000

0.50%

0.50%

Rates for July 21st 2021 through July 27th, 2021.

Compounded semi-annually on a 365/365 basis with principal and interest reinvested at the initial rate of the certificate.

1Certificates are not compounded. The annual percentage yield results by investing the principal and interest upon renewal at the initial rate of the certificate.

Substantial penalty will be imposed for premature withdrawal. The penalty will only be calculated on the amount withdrawn, if less than the full deposit.

Early Withdrawal Penalty:

  • 32 Day through 1 Year terms have a penalty of 6 Months Interest
  • Over 1 Year through 8 year terms have a penalty of 12 Months Interest

All Individual Retirement Accounts:

  • 32 Day through 1 Year terms have a penalty of 6 Months Interest
  • Over 1 Year through 8 Year terms have a penalty of 12 Months Interest