Start preparing for the upcoming holidays right away, not scrambling and playing credit card roulette later. Our Club account helps you set aside year-round, little by little for the next holiday season.

Make deposits in any amount you'd like — even set up direct deposit to build savings easily — and enjoy competitive interest on every dollar deposited. There's no monthly service fee or minimum balance requirements, just future stress to be sidelined.

  • Set aside little by little, year-round for holiday-related expenses
  • Competitive interest on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits at any time, in any amount you feel comfortable with
  • Avoid holiday-induced debt and stress
  • Funds automatically released via check or deposited to an FSB account on the last Wednesday in October of each calendar year*
  • Early withdrawal will result in a penalty*
  • Online banking
  • Mobile banking
  • eStatements quarterly
  • Telephone banking
  • Direct deposit available
  • $1 minimum deposit to open

*Interest is forfeited if balance is withdrawn prior to maturity (last Wednesday in October).