Worried about paying for those gifts? Dreading the post-Holiday tab? Join the club.


Key Features

  • Competitive Interest
  • Digital Banking
  • Set aside little by little, year-round for holiday-related expenses
  • Competitive interest on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Make deposits at any time, in any amount you feel comfortable with
  • Avoid holiday-induced debt and stress
  • Funds automatically released via check or deposited to an FSB account on the last Wednesday in October of each calendar year1
  • Early withdrawal will result in a penalty1
  • Free digital banking services, including:
    • Free online banking
    • Free mobile banking
    • Free quarterly eStatements
  • Free telephone banking
  • $1 minimum deposit to open

1Interest is forfeited if balance is withdrawn prior to maturity (last Wednesday in October).