Few things in life — especially money — are guaranteed. A CD from First State Bank helps provide guarantee for your savings with fixed rates, higher than regular savings. One thing you can always rely on: the rate you start with is the same rate you'll finish with.

Plus, you're able to choose from our wide range of terms, allowing you to select the maturity date that works best for your exact goals.

  • Fixed rates, higher than regular savings
    • Receive higher rates by selecting a longer term
    • May elect to receive quarterly or semi-annual interest checks
  • Provides more guarantee than other risky investments
  • Set aside for long-term savings goals
  • A wide range of terms available (from 3 months to 8 years)
  • No setup or maintenance fees
  • Renews automatically upon maturity after a 10 day grace period
  • Early withdrawal subject to penalty*
  • Minimum deposit to open depends on the selected term

*Early withdrawal will result in the following penalties:

  • 32 day term through 1 year has a penalty of 6 months interest.  
  • Over 1 year term through 8 years has a penalty of 12 months interest.