It’s so much more than just checking — our Vista Club delivers all the account perks you’ve been waiting for.

Key Features

  • Free Perks
  • Unlimited Check Writing
  • Digital Banking
  • Available exclusively to account holders age 50 or better
  • Includes FSB Checking account:
    • No monthly service fee
    • No minimum balance requirements
    • Unlimited check writing
  • Enjoy the added perks:
    • 1 box of standard "custom creation" checks per member per calendar year
    • Free notary services
    • Financial counseling on estate planning with our Trust Officer
    • 5 free photocopies per visit
    • Value priced excursion trips (see below for more)
  • Free digital banking services, including:
    • Free online banking and bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Must maintain a balance of $5,000 in any deposit account or combination of deposit accounts to qualify

To Get Started

Click the Apply Now button above, complete the form, and return it to your closest First State Bank Branch or Vista Club Office to begin your membership!

Mendota/Northern/Fox Valley Area Departures

Current Day Trips

For information on the Mendota/Northern/Fox Valley departures please contact:

Mendota & Fox Valley Areas:

Northern Region:

Bloomington Area Departures

Current Day Trips

For information on the Bloomington departures please contact:


This year our Girls Days trip will take us to Holland, Michigan!  Enjoy this quaint town and experience the beautiful tulips right before their annual Tulip Festival.  We should get to see all of the beautiful flowers while avoiding the worst of the crowds!

Included on the agenda are stops at Windmill Gardens, the Holland Bowl Mill, Cappon & Settler's Homes, Nelis' Dutch Village, Veldheer Tulip Farm as well as a traditional Dutch dinner and a beautiful dinner cruise on the Holland Princess, and so much more!  See the brochure for more detailed informaton. Wait list only.

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For More Information



This has been a bucket list destination for many of our Vista Club travelers, and we are finally going to make it happen!  Visit the other side of the world with our holiday to Cairns, Sydney, Queenstown and more!  Experience the Outer Barrier Reef, take a stroll through Australia’s modern cities and revel in the unspoiled natural beauty of New Zealand on this 16-day adventure.  Highlights of the trip include a visit to the Tjapukai Aboriginal Park, a cruise on Australia’s Great Barrier Reef, a tour of the famous Sydney Opera House, a visit to Lanarch Castle (the only castle in the country), a cruise on the Milford Sound aboard the TSS Earnslaw and so much more! 

Learn More

Registration Form


Join us as we travel to Peru with Natural Expeditions (the same company which took us to Costa Rica). This 10-day adventure begins as we fly into Lima.  Get to know the “City of Kings” as we see various attractions on a morning excursion of Lima before departing for Lake Titicaca, the highest commercially navigated lake in the world. We will visit the Uros Floating Islands made of floating reeds where we tour homes, see the colorful crafts and  experience  a traditional reed boat ride.  Our trip also takes us to places such as Pukura which features military architectural ruins, a scenic drive along the Andrean Plateau, and to the famous “Inca Temple of Racchi” in the village of Sicuani.  See how their colorful clothing is created in Awanacancha, home to a famous weaving center. Watch this amazing artistry at work as they turn harvested wool from llamas, alpacas, vicunas, and guanacos into Peruvian clothing and more. This trip offers a unique day unlike any other as we experience a day-in-the-life at Huilloc Inca Village. Immerse yourself in the culture by interacting with the locals along side their daily activities and finish the day with a ritual celebration of music and regional dance.  We will also discover the beauty of Ollantaytambo as we walk through this ancient fortress in the Arana Sacred Valley.  Enjoy breathtaking views on a Vista Dome train ride along the Urubamba River. Experience the Machu Picchu Sanctuary capturing the unique Incan architecture of the city’s neighborhoods dedicated to the wise men and Inti, the Inca Sun God...and so much more! 

Learn More

Registration Form


Enjoy New Mexico in October as hundreds of balloons paint the skies at the lift off from Fiesta Park.  This annual event, which began in 1972, features over 600 balloons from all over the world.  Experience the “mass ascension” of all of the balloons lifting of at sunrise.  This trip features a tour of Albuquerque along with witnessing the burners of almost 500 balloons filling the night sky and topping the event off with a fireworks display.  Explore Old Town, enjoy a private tour of the Pueblo Cultural Center which features and exclusive live performance of a Native American Troup, visit the Loretto Chapel in Sante Fe, the Pecos National Historic Park which features the site of the Battle of Gloreta Pass (the western most battle of the Civil War), along with time to explore many wonderful southwestern locations and shop at unique gift shops along the way. Registration is open!

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Registration Form


Enjoy a deluxe travel experience featuring favorites from Memphis and a Country Christmas with the Stars at the Opryland Hotel in Nashville. This motor coach trip begins with 2 nights in Memphis at the 4 Star Guesthouse at Graceland.  Experience Memphis as we tour Graceland, historic Sun Studio, watch the famous march of the Peabody Ducks, spend time on Beale Street and more.  The trip also includes 3 nights in Nashville while staying at the world famous Opryland Hotel. With holiday decorations orchestrated around the hotel for Christmas, the atrium views will be a feast for the senses. Our time in Nashville includes tours of the Parthenon and Stars homes, Studio B, Country Music Hall of Fame, Johnny Cash Museum, and exclusive-to-Vista Club experiences.  Enjoy musical entertainment featured with many of our evening meals and as we cruise along the Cumberland River. Don’t miss the holiday adventure coming this next November.

Learn More

Registration Form

2021 Extended Trips


Join us for this unique, historic, springtime pilgrimage to America’s Mid-Atlantic Region.  This scenic getaway features a wide variety of topography from the meandering shoreline of Chesapeake Bay to the Atlantic Ocean to the mountainous Skyline Drive of the Shenandoah National Park. 

We will see many historic sites on this trip including Colonial Williamsburg, Thomas Jefferson’s Monticello, George Washington’s Mount Vernon, Historic Jamestown, Yorktown American Revolution Museum, Fort McHenry, Baltimore, Charming Annapolis, United States Naval Academy, First Landing Cross, Shenandoah National Park, Chesapeake Bay Maritime Museum, have a guided tour of Washington DC, and so much more! 

In addition to all of these wonderful locations, we will also attend the Virginia International Military Tattoo.  This amazing event hosts 1500 performers including military bands, bagpipers, Celtic dancers, drill teams, choirs and drummers from countries across the world.  This one-of-a-kind event combines music, military and the arts to create an absolutely unforgettable experience. 

Come join us for this exciting, patriotic Vista Club trip! Reservations will open at introduction meetings.

RSVP by 3/27/20 to attend the Chesapeake Bay Getaway introduction meetings:

  • Mendota: 4/6/20 at 2:00 p.m. at Stonecroft Retirment Village, 1700 Burlington Street, Mendota
  • Bloomington: 4/6/20 at 10:00 a.m. at First State Bank, 502 N. Hershey Rd, Bloomington
  • Rochelle: 4/6/20 at 5:00 p .m. at Hub City Senior Center, 401 Cherry Avenue, Rochelle

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The time has come to go on another European River Cruise!  Experience the Danube River aboard a luxurious Emerald Waterways Star-Ship on a seven-night cruise through four countries.  Begin the adventure with an included two night stay and touring in Prague before embarking the ship in Nuremberg, Germany.  Stops along the way include Regensburg, Passau, Linz, Melk, Durnstein, Vienna and Bratislava before ending in Budapest.  There are too many highlights to list, so please check out the brochure under the "Learn More" tab below. Registration is open!

Learn More

Registration Form


The trains are running next September through the majestic beauty that is Colorado.  As we arrive in Denver our journey begins as we travel towards Colorado Springs with a stop at the famous US Air Force Academy.  This trip includes five historic train excursions.  Experience majestic views aboard the Pikes Peak Cog Railway featuring incredible views of the Colorado Rockies. Enjoy the view aboard a Vista Dome car on the Royal Gorge Route Railroad.  Our trip continues as we take the original route of the Rio Grande Line aboard the historic coal fired Cumbres and Toltec Scenic Railroad as we travel through narrow canyons, tunnels, and many more scenic views along the Rockies. The next train ride on the Durango Silverton Narrow Gauge Railroad is one of the “Top Ten Most Exciting Train Journeys in the World” featuring breathtaking views of the San Juan National Forest. From snow-capped mountains to rushing mountain streams, this ride will showcase some of the most beautiful views that are iconic to Colorado.  The last historic train included is aboard the Georgetown Loop Railroad. Don’t miss out on taking photos of the spectacular views and one-of-a-kind vistas of Clear Creek Valley. This 8-day trip also features stops at the Garden of the Gods, the Royal Gorge with one of the highest suspended bridges in the world, Mesa Verde National Park known for its remarkably preserved cliff dwellings and pit homes of the Pueblo Indians, UTE Indian Museum after traveling through the Red Mountains on the Million Dollar Highway, the Colorado National Monument featuring brilliant orange and red sandstone formations carved from years of wind and rain, and so much more.  Reservations will open at introduction meetings.

RSVP by Tuesday, May 26, 2020 to attend the Historic Trains of Colorado introduction meetings:

  • Bloomington:  6/2/20 at 6:00 p.m. at the Holiday Inn & Suites,  3202 E Empire St., Bloomington
  • Mendota:  6/3/20 at 6:00 p.m. at Stonecroft Retirement Village, 1700 Burlington St., Mendota

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For More Information

Mendota & Fox Valley Areas

Beth Hubbard, Vista Club Manager
815.539.1526 x206
[email protected]

Deb Hochstatter
815.539.1535 x185
[email protected]

Bloomington Area

Evon Long
309.663.6300 x821
[email protected]

Northern Region

Bobbi Burke
815.562.2200 x52044
[email protected]