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Kasasa Cash:

*APY= Annual Percentage Yield. APYs accurate as of 5.1.2021. Rates may change after account is opened. Minimum to open is $1.00. To receive rewards, during each qualification cycle, have at least 10 debit card purchases (PIN or Signature based) post and settle, be enrolled to receive Statements, and have at least 1 direct deposit or automatic payment (ACH) post and settle. If qualifications are met each qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed, up to $30.00 and credited to Kasasa Cash account on the last business day of the statement cycle: (2) balances up to $25,000 receive APY of 1.05%; and (3) balances over $25,000 earn 0.15% APY on the portion of the balance over $25,000, resulting in 1.05% - 0.30% APY depending on the balance. This means if qualifications are met, the APY decreases as your balance increases above $25,000. If qualifications are not met in Kasasa Cash all balances earn 0.03% APY. Actual interest amount paid may be less than advertised Kasasa Cash APY. Qualifying transactions must post to and settle Kasasa Cash account during qualification cycle. Transactions may take one or more business days from the transaction date to post to and settle account. “Qualification Cycle” means a period beginning the last business day of the previous statement cycle through the business day prior to the last business day of the current statement cycle. “Qualification Cycle” is not the same as Monthly Statement Cycle. The advertised Kasasa Cash APY is based on compounding interest. The following activities do not count toward earning account rewards: transfers between accounts, Electronic checks, FSB Bank to Bank transfers, ATM withdrawals and credits to the account via reimbursements to the account’s debit card. Nationwide ATM fee reimbursements, up to $30.00 provided only if qualifications are met within the qualification cycle. ATM receipt must be presented for reimbursement of a questioned ATM fee. Limit one account per SSN. Fees could reduce the earnings on the account. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A. 

FSB Checking:

1A $50 fee will be charged if the account is closed within 90 days.

FSB Plus Checking:

1A $50 fee will be charged if the account is closed within 90 days.