A new home is one of the most important purchases you'll ever make, which is exactly why our local team of professionals is here for you every step of the way. We offer competitively low rates plus customized terms and guidance on first-time homes, second homes, vacation homes, and investment properties.

Count on a personalized experience at First State Bank. Our lending professionals are just as well-versed in local real estate standards as they are at getting to know our customers — and often neighbors — on an individual basis.

  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Repayment terms customized to fit your unique needs
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • USDA Rural Housing Loans
    • Construction Loans
  • Lending professionals with working knowledge of the local real estate market
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

Additional Coverage

Learn more about First State Insurance Home Insurance.