A Wonderful Place to Work!

We're passionate about providing exceptional service to the communities we're a part of. If you share that passion, consider joining our team! You'll enjoy a wonderful place to work with great perks and benefits.

See our current job opportunities below — then apply online, in person, or send us your resume.

Employment Benefits

  • Health, Dental, and Vision Insurance
  • Life Insurance
  • Accidental Death & Dismemberment Insurance
  • Personal Accident Insurance
  • Long Term Disability
  • Paid Vacation
  • Paid Sick
  • Paid Personal Days
  • Paid Holidays
  • 401K/Profit Sharing Plan
  • Wellness Program

To Apply

 

Apply Now

Or email your resume:

[email protected] or [email protected]

Fax your resume:
815-538-7050

Mail your resume:
First State Bank
706 Washington St.
Mendota, IL 61342

We Are an Equal Opportunity Employer


Current Open Positions

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MORTGAGE QUALITY CONTROL ANALYST

 

Full-Time

LOCATION

Mendota Office  

DESCRIPTION

Summary

Partner with experienced Underwriter, in an on-the-job training process, to perform independent review of Residential Freddie Mac mortgage loan production by evaluating the accuracy and integrity of loan application and credit documentation. Prepare and report written findings (from a template) to Department Manager.

 

Essential Duties and Responsibilities include the following as well as other duties that may be assigned:

·         Complete full quality review of a sampling of residential Freddie Mac mortgage loans to 

           validate supplied information (reverification).

·         Review, analyze, and remediate cause of errors.

·         Prepare template report of findings explaining errors.

·         Share findings with applicable parties to educate

·         Participate in departmental meetings, recommending improvements.

·         Maintain records and conduct correspondence related to the work.

·         Perform related work as assigned and trained.

 

Qualifications

·         Team Player; Collaborator

·         Thrive in changing business environment

·         Strong analytical skills, decision-making ability and problem solving.

·         Ability to communicate effectively with others, written and verbal.

·         Ability to meet timelines.

·         Ability to interpret investor written guidelines.

·         Ability to analyze and evaluate information from a variety of sources with excellent attention

          to details.

·         Ability to maintain records, prepare reports and correspondence related to the work.

 

Goals

·         Become proficient in Freddie Mac guidelines

·         Become proficient in applicable compliance regulations

·         Ability to identify streamline internal processes to improve effectiveness and efficiency

 

Supervisory Responsibilities

None 

POSITION REQUIREMENTS

Education and/or Experience 

·         High School Diploma or equivalent

·         Related experience a plus but not required. 

 

PART-TIME TELLER, BLOOMINGTON

FIRST STATE BANK’S Bloomington branch has an opening for a Part-Time Teller. Maximum number of hours that can be worked is 25 hours.  Hours include Saturdays, as scheduled, fill in for vacation, sick and other times as needed.  Schedule will be provided by the branch supervisor.

This is a responsible position requiring initiative and knowledge of services available to customers.

Teller duties and responsibilities include, but are not limited to:

  • Receives cash and checks for deposit, verifies amounts, and looks for check endorsements. Examines cash carefully to guard against acceptance of counterfeit bills.
  • Cashes checks for customers after verifying identification and checking account balances in accordance with bank policy.
  • Enter transactions into Vertex computer system and issue customer receipts.
  • Count cash balance at beginning of shift and balances cash and checks against computer records at end of shift.
  • Prepare cashier's checks.
  • Explain bank services and charges to customers.
  • Observe suspicious behavior and reports any such activity to head teller and/or security personnel as appropriate. In the event of a robbery, remains calm and follows bank procedures to safeguard customers and staff.

This person needs to be knowledgeable of bank policies, procedures, and general banking practices. Mature judgment is required to interpret and meet the needs of customers.

The frequent customer contact requires an outgoing personality, tact, courtesy, and genuine desire to serve others. 

This position requires attention to detail and accuracy in handling various negotiable instruments.  Thorough knowledge of forms and proper use of them in processing the various transactions is essential (training will be provided).

CREDIT ANALYST, BLOOMINGTON

JOB TITLE:                 Credit Analyst

DEPARTMENT:         Bloomington – Loan Department

ORGANIZATIONAL RELATIONSHIPS:

            Reports to:      Bloomington Community President

JOB SUMMARY:

The credit analyst position is responsible for analyzing credit data and financial information of persons and/or companies that are applying for credit or loans to determine the risk to the Bank. The analyst will work closely with lenders associated with the relationship being analyzed. The risk assessment prepared will then be used to determine if a loan or line of credit will be granted, and if so, the terms of the loan, including interest rate. Credit analysts will prepare reports based upon their findings to help make decisions on lending and credit-worthiness.

Essential Duties and Responsibilities:

  1. Evaluating clients’ credit data and financial statements and or tax returns in order to determine the degree of risk involved in lending money to them
  2. Preparing reports about the degree of risk in lending money to clients
  3. Analyzing financials and using the data to recommend loan structure
  4. Conferring with clients to verify their financial/credit transactions and to assist in the management of the credit relationship
  5. Prepare spreadsheets, reports, summaries and opinions for lenders on new, renewal and existing loans
  6. Ensure that all credit files are complete, identify any documentation deficiencies, and report to loan officer and credit administration as needed for timely resolution
  7. Complete real estate evaluations accurately and on time as assigned
  8. Complete reviews of real estate appraisals and evaluations accurately and on time as assigned
  9. Ability to effectively manage one’s time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks.
  10. Other duties as assigned by supervisor

Job Requirements:

  1. Bachelor's Degree in Finance, Accounting or related field preferred
  2. 1-2 years of previous experience preferred
  3. Strong knowledge of Microsoft Office suite and generally comfortable with software packages
  4. Able to research and evaluate data to make informed decisions and solve problems
  5. Strong mathematical and analytical skills
  6. Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information

We offer a competitive salary commensurate with experience and benefit package.

PART-TIME TELLER, LAMOILLE

This is a responsible position requiring initiative and knowledge of services available to customers.

Teller duties and responsibilities include, but are not limited to:

  • Receives cash and checks for deposit, verifies amounts, and looks for check endorsements. Examines cash carefully to guard against acceptance of counterfeit bills.
  • Cashes checks for customers after verifying identification and checking account balances in accordance with bank policy.
  • Enter transactions into Vertex computer system and issue customer receipts.
  • Count cash balance at beginning of shift and balances cash and checks against computer records at end of shift.
  • Prepare cashier's checks.
  • Explain bank services and charges to customers.
  • Observe suspicious behavior and reports any such activity to head teller and/or security personnel as appropriate. In the event of a robbery, remains calm and follows bank procedures to safeguard customers and staff.

This person needs to be knowledgeable of bank policies, procedures, and general banking practices. Mature judgment is required to interpret and meet the needs of customers.

The frequent customer contact requires an outgoing personality, tact, courtesy, and genuine desire to serve others. 

This position requires attention to detail and accuracy in handling various negotiable instruments.  Thorough knowledge of forms and proper use of them in processing the various transactions is essential (training will be provided).

Hours include Saturdays, as scheduled, fill in for vacation, sick and other times as needed.

 

 

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