First State Bank Terms and Conditions

Important Disclaimer And Intellectual Property Notices First State Bank endeavors to provide you with the highest quality online banking available. However, due to the unpredictable nature of the Internet, occasional inaccessibility to our website should be expected. Additionally, First State Bank cannot and does not guarantee the completeness or accuracy of the information provided herein. Online bill payment is provided to you for your convenience. The actual payment of such bills is handled by an independent third party, and First State Bank cannot and will not guarantee or be held responsible for the completion and accuracy of such transactions. First State Bank reminds you that the Internet lacks inherent security for commercial transactions and therefore First State Bank cannot and does not guarantee the downloads from this site will not contain a virus or other destructive device. Additionally, you provide, request and receive information from this site with the knowledge that such information can be intercepted and/or viewed by unknown third parties. Please contact us at (815)538-2265 with any questions you may have regarding the above information and disclaimers. The Internet Banking System is a trademark of S1 Corporation. (All other brand and product names are trademarks or registered trademarks of their respective owners.) Features and services availability are subject to change without notice.

MENDOTA (Main Office) MENDOTA (Plaza North) BLOOMINGTON PERU OTTAWA STREATOR MCNABB LAMOILLE

REAL ESTATE LOANS FARM MACHINERY LOANS AUTOMOBILE LOANS OTHER LOANS ADDITIONAL TERM & CONDITIONS CERTIFICATE OF DEPOSIT

PERSONAL CHECKING COMMERCIAL CHECKING NOW CHECKING ACCOUNTS SUPER NOW CHECKING FIRST CLASS MONEY MARKETS SAVINGS ACCOUNTS CHRISTMAS CLUB ACCOUNT PROCESSING FEES SUPPLIES COMPLETE LIST OF SERVICES OTHER SERVICES & FEES

Important E-mail Disclaimer: First State Bank values the safety of your personal Information. We will not request your personal or private information via an e-mail. E-mail messages sent to the First State Bank e-mail address are not encrypted, please do not include sensitive or personal information.

First State Bank
Additional Terms and Conditions

Rate Commitments
Personal Loans	30 days
Commercial and Agricultural	30 days
Residential Real Estate	30 days
Commercial and Agricultural Real Estate	30 days
Installment Loans	30 days

Real Estate Caps
Residential Real Estate	2% per change period
	6% over life of loan

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