First State Bank
Certificates of Deposit
September 3, 2008 Through September 9, 2008
| Term |
Min. Deposit |
Interest Rate |
Annual Percentage Yield |
| 91 days |
$2,500 |
2.050% |
2.07%* |
| 182 days |
$2,500 |
2.510% |
2.53%* |
| 12 months |
$1,000 |
2.870% |
2.89%** |
| 18 months |
$1,000 |
3.200% |
3.23%** |
| 24 months |
$1,000 |
3.400% |
3.43%** |
| 30 months |
$1,000 |
3.550% |
3.58%** |
| 60 months |
$2,500 |
4.040% |
4.08%** |
| 96 months |
$2,500 |
3.350% |
3.38%** |
This week's CD specials!
| Term |
Min. Deposit |
Interest Rate |
Annual Percentage Yield |
| 9 Months |
$2,500 |
3.150% |
3.17%* |
| 36 Months |
$1,000 |
4.000% |
4.04%** |
* Certificates are not compounded. The annual percentage yield results by investing the principal and interest upon renewal at the initial rate of the certificate.
** Compounded semi-annually on a 365/365 basis with principal and interest reinvested at the initial rate of the certificate.
Substantial penalty will be imposed for premature withdrawal. The penalty will only be calculated on the amount withdrawn, if less than the full deposit.
Penalty:
32 Day through 1 Year has a penalty of 30 Days Interest.
Over 1 Year through 30 Month has a penalty of 90 Days Interest.
5 Year and 8 Year has a penalty of 90 Days Interest.
