First State Bank
First Class Money Market

Minimum Balance To Open This Account: $2,500.00

Interest paid monthly on the average collected balance, based on 365 days per year, compounded daily.

Interest rate subject to change every Wednesday. Accounts available to businesses, governments and individuals.

If the account averages less than $1,000.00 minimum balance, per statement cycle, a maintenance fee will be assessed.

Service Charge and transaction limitations are the same as that of Money Market Accounts.

By federal law, the combined total of transactions you may make during a statement cycle by telephone transfers, preauthorized transfers or checks to 3rd parties cannot exceed six and no more than three of these six can be made by check. You may make unlimited withdrawals in person or by mail. A $10.00 fee for each check in excess of three will be charged.

Maintenance Fees

MINIMUM BALANCE	MONTHLY CHARGE
$1,000.00 or over	No Charge
$500.00 to $999.99	$5.00
$0.00 to $499.99	$10.00

Current rates available upon request.