Free Checking That Pays You The 2.50% APY* You Deserve (In Cash)
Kasasa Cash is a free checking account that puts 2.50%APY* right in your pocket. Just you getting the most for your money, every monthly qualification cycle. Kasasa Cash. Do you Kasasa?
Kasasa Cash is perfect for you if you want:
- Free checking that gives you extra cash each monthly qualification cycle
- No minimum balance to earn rewards
- Nationwide ATM fee refunds*
- Free online banking
- 2.50% APY* on balances up to $25,000
- 2.50% – 0.70% APY on balances over $25,000 depending on balance in account*
- 0.03% APY* if qualifications aren't met
To earn these rewards, simply do the following during the monthly qualification cycle:
- Have at least 10 Debit Card purchases post and settle
- Have at least one direct deposit transfer or ACH automatic payment post and settle
- Be enrolled and receive eStatement notice
If you miss a cycle, don't worry!
You will still enjoy free checking and there's no penalty for not qualifying in a given qualification cycle. Plus you get a base 0.03% APY* and you get right back to making 2.50% APY* and enjoying ATM refunds the next month you qualify.
2013 Qualification Cycles
10.31.13 - 11.27.13
11.28.13 - 12.30.13
2014 Qualification Cycles
12.31.13 - 1.30.14
1.31.14 - 2.27.14
2.28.14 - 3.28.14
3.29.14 - 4.29.14
4.30.14 - 5.29.14
5.30.14 - 6.27.14
6.28.14 - 7.30.14
7.31.14 - 8.28.14
8.29.14 - 9.29.14
9.30.14 - 10.30.14
10.31.14 - 11.26.14
11.27.14 - 12.30.14
*APY=Annual Percentage Yield. APYs accurate as of 6.28.13. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each qualification cycle: (1) Nationwide ATM fees incurred during qualification cycle will be reimbursed and credited to Kasasa Cash account on the last day of the monthly statement cycle: (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 2.50% - 0.70% APY depending on the balance. This means if qualifications are met, the APY decreases as your balance increases above $25,000. If qualifications are not met on Kasasa Cash all balances earn 0.03% APY. Qualifying transactions must post to and settle Kasasa Cash account during qualification cycle. Transactions may take one or more business days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of a questioned ATM fee.