Health Savings Account (HSA)

Your family's health is your first concern -- this unique account helps you save money to cover your medical expenses when you need it. When covering your medical expenses, your contributions in this account are never taxed.
Make your checking account help cover your most vital expense: your health.


- Summary
Our Health Savings Account is here to shield medical expenses and emergencies from taxes. Do not delay, sign up for an HSA account today.
- Not subject to Federal Income Tax
- Free NetTeller Online Banking with Bill Pay
- Free E-Statements
- Free 24 hr. Telephone Banking
- Direct Deposit available
- FDIC Insured
- $25 to open
- Unlimited check writing privileges
- Free Debit Card
See the "Who's Eligible" tab above for more details.
- Who's Eligible?
You're eligible for a Health Savings Account if you are:
- Covered under an HDHP (High-Deductible Health Plan) on the first day of the month for which a contribution is made,
- Not covered by another health plan that is not an HDHP,
- Not entitled to Medicare benefits, due to age or disability, and
- Not eligible to be claimed as a dependent on another individual's federal income tax return.
- There are no income limits on who may contribute to an HSA
- There are no requirements of having earned income to contribute to an HSA.




