Home Equity

Home Equity

Summary

Pay for future expenses with past payments — the answer is in your home's equity. You've worked hard to pay down your mortgage; make that hard work pay off with competitive financing for a wide range of short-term or ongoing expenses.

We offer both Home Equity Loans and Lines of Credit, each with flexible repayment schedules. Education expenses, home improvements, impending nuptials…whatever your need, we'll help you transition the equity in your home into financing for it. Best of all, the interest paid might be tax deductible!*

Home Equity Loans Details

  • Competitive rates for a range of short-term or one-time needs:
  • Education expenses
  • Important life events
  • Home projects
  • And much more!
  • Financing is secured by the equity within your home
  • Repayment terms customized to fit your unique needs
  • The interest paid might be tax deductible*
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

View our current rates.

*Consult a tax advisor.


Home Equity Lines of Credit (HELOC)
  • Competitive rates for several ongoing or seasonal needs:
  • Education expenses
  • Important life events
  • Large-scale home improvements
  • Medical expenses
  • Emergency reserve
  • And much more!
  • Financing is secured by the equity within your home
  • Flexible repayment terms accommodate your unique needs
  • Only pay interest on the part that's used
  • The interest paid might be tax deductible*
  • Funds available as things arise; no need to apply for separate installments
  • Revolving credit – as principal is repaid, more becomes available for use
  • Quick, local decision-making and processing
  • Detailed, attentive service from start to finish

View our current rates.

*Consult a tax advisor.