Important Disclaimer And Intellectual Property Notices     First State Bank endeavors to provide you with the highest quality online banking     available. However, due to the unpredictable nature of the Internet, occasional     inaccessibility to our website should be expected. Additionally, First State Bank     cannot and does not guarantee the completeness or accuracy of the information     provided herein.     Online bill payment is provided to you for your convenience. The actual payment of     such bills is handled  by an independent third party, and First State Bank cannot     and will not guarantee or be held responsible for the completion and accuracy of     such transactions.     First State Bank reminds you that the Internet lacks inherent security for     commercial transactions and therefore First State Bank cannot and does not     guarantee the downloads from this site will not contain a virus or other destructive     device. Additionally, you provide, request and receive information from this site     with the knowledge that such information can be intercepted and/or viewed by     unknown third parties. Please contact us at (815)538-2265 with any questions you     may have regarding the above information and disclaimers.       The Internet Banking System is a trademark of S1 Corporation. (All other brand     and product names are trademarks or registered trademarks of their respective     owners.) Features and services availability are subject to change without notice.

 



SecureCode is a service that helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution. First State Bank, in conjunction with SHAZAM and Arcot Systems are providing this service to you to improve the security of payment transactions in the electronic commerce environment. Once you activate SecureCode, your card cannot be used at a participating Internet merchant without authentication by an authorized user of your account.

You will find SecureCode easy to use. When you enroll in SecureCode and then use your MasterCard card for an Internet purchase at a participating merchant, a window displays requesting your password in much the same way your enter a PIN during a face-to-face transaction. After you enter your password, the information is authenticated and then the transaction is submitted to your financial institution for authorization.

 

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